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HelloChat App

Canada's #1 Social & Payment Platform
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Safe, Instant and Easy Payment Platform.

Platform that offers instant messaging between users
Split Bill
Settle up with friends for any shared activity. Quickly collect money in one tap.
Transfer Money
$0 transaction fee for users to instantly transfer and receive money
Scan, Pay and Go. Receive payments instantly, even remotely.
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Speedy Communication
Instant Payment
Secure Data Protection
Easy Money Transfer

Adding a touch of Flavor Happiness Convenient to your payment experience


HelloChat registered as a money services business (MSB) with FINTRAC to keep your money safe:

FINTRAC (Financial Transactions and Reports Analysis Centre of Canada) — As an independent government agency, FINTRAC fulfills part of its mandate by providing law enforcement and security agencies with information relevant to investigations or prosecutions of money laundering or terrorist financing activities, called financial intelligence.

HelloChat is partnering with flinks and Trulioo to keep your financial information safe:

Trulioo — Provides a global identity marketplace that services a wide range of industries, including finance, banking, retail, payments, gaming, and online marketplaces — all through a single API integration. Global banks, Fortune 500 enterprises, tech giants, and companies of all sizes use Trulioo GlobalGateway every day to help meet compliance, fraud prevention, and trust and safety requirements.

HelloChat uses the end-to-end encrypted system:

End-to-end encryption (E2EE) — A system of communication where only the communicating users can read the messages. In principle, it prevents potential eavesdroppers – including telecom providers, Internet providers, malicious actors, and even the communication service provider–from accessing the cryptographic keys needed to decrypt the conversation.

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